:root{
  --ink:#1c2530; --ink-2:#2b3744; --muted:#5d6975; --line:#e3ddd2;
  --cream:#f8f5ef; --paper:#ffffff; --gold:#a8844f; --gold-d:#8a6b3c;
  --radius:10px; --wrap:1140px;
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.7;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--gold-d)}
a:hover{color:var(--ink)}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.2;color:var(--ink);margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.4rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}
.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}

/* Topbar + header */
.topbar{background:var(--ink);color:#d9d2c5;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:10px;padding-top:6px;padding-bottom:6px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:74px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand svg{width:34px;height:34px}
.brand b{font-family:var(--serif);font-size:1.7rem;letter-spacing:.06em;font-weight:600}
.brand small{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-top:-4px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:26px;align-items:center}
.nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.98rem}
.nav a[aria-current="page"],.nav a:hover{color:var(--gold-d)}
.nav .btn{color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;cursor:pointer}
.menu-btn span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:#fff;text-decoration:none;font-weight:600;padding:13px 24px;border-radius:999px;border:2px solid var(--gold);transition:.2s}
.btn:hover{background:var(--gold-d);border-color:var(--gold-d);color:#fff}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn.ghost:hover{background:#fff;color:var(--ink)}
.btn.dark{background:var(--ink);border-color:var(--ink)}
.btn svg{width:18px;height:18px}

/* Hero */
.hero{background:radial-gradient(ellipse at 70% 20%,#3a4756 0%,var(--ink) 62%);color:#e9e3d8;padding:90px 0 80px;position:relative;overflow:hidden}
.hero h1{color:#fff}
.hero .eyebrow{color:#d6b98a}
.hero p.lead{font-size:1.15rem;max-width:640px;color:#d8d1c5}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero .deco{position:absolute;right:-40px;bottom:-40px;width:420px;opacity:.07}
.eyebrow{display:block;font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-d);font-weight:600;margin-bottom:10px}
.page-hero{padding:64px 0 54px}
.crumbs{font-size:.88rem;color:#bfb6a7;margin-bottom:14px}
.crumbs a{color:#e1c89f;text-decoration:none}

/* Trust strip */
.trust{background:var(--cream);border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding:22px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.trust li{display:flex;gap:10px;align-items:center;font-weight:600;font-size:.95rem}
.trust svg{width:30px;height:30px;flex:none;color:var(--gold)}

/* Sections */
.section{padding:80px 0}
.section.alt{background:var(--cream)}
.center{text-align:center}
.intro{max-width:760px;margin:0 auto 44px;text-align:center;color:var(--muted)}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:1fr 1fr}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.card h3{margin-bottom:.35em}
.card p{color:var(--muted);margin:0}
.card .ico{width:44px;height:44px;color:var(--gold);margin-bottom:14px}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.panel{background:var(--ink);color:#e6dfd3;border-radius:14px;padding:36px}
.panel h3{color:#fff}
.panel a{color:#e1c89f}
.checks{list-style:none;padding:0;margin:0 0 1em}
.checks li{position:relative;padding-left:30px;margin-bottom:10px}
.checks li::before{content:"";position:absolute;left:0;top:.45em;width:16px;height:9px;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.steps{counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;position:relative;padding:0 0 22px 62px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:var(--gold);color:#fff;font-family:var(--serif);font-size:1.3rem;display:grid;place-items:center}
.steps strong{display:block;font-size:1.05rem}
.areas{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;list-style:none;padding:0;margin:0}
.areas li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 16px;font-size:.95rem}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:1.05rem;list-style:none;position:relative;padding-right:30px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:-4px;font-size:1.6rem;color:var(--gold)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 0;color:var(--muted)}

/* CTA band */
.band{background:var(--ink);color:#e6dfd3;padding:60px 0}
.band .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.band h2{color:#fff;margin:0}
.band p{margin:.3em 0 0}

/* Contact */
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--line)}
.contact-list svg{width:26px;height:26px;color:var(--gold);flex:none;margin-top:3px}
.contact-list b{display:block}
.contact-list a{font-size:1.1rem;font-weight:600;text-decoration:none}
.map{width:100%;height:420px;border:0;border-radius:var(--radius);background:var(--cream)}

/* Footer */
.footer{background:#141b23;color:#aaa396;font-size:.93rem;padding:56px 0 90px}
.footer .grid{grid-template-columns:1.3fr 1fr 1fr}
.footer h3{color:#fff;font-size:1.15rem}
.footer a{color:#d9c29b;text-decoration:none}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin-bottom:6px}
.footer .legal{border-top:1px solid #2a333d;margin-top:36px;padding-top:18px;font-size:.85rem}

/* Mobile call bar */
.callbar{display:none}

@media (max-width:900px){
  .g3,.g2,.split,.footer .grid{grid-template-columns:1fr}
  .trust ul{grid-template-columns:1fr 1fr}
  .split{gap:32px}
  .menu-btn{display:block}
  .nav{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:none}
  .nav.open{display:block}
  .nav ul{flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 18px}
  .nav li a{display:block;padding:12px 0;border-bottom:1px solid var(--line)}
  .nav li a.btn{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:14px;padding:14px 20px;border-bottom:0;color:#fff;white-space:nowrap}
  .nav li a.btn svg{display:inline-block;width:18px;height:18px;flex:none}
  .section{padding:60px 0}
  .hero{padding:64px 0 60px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -4px 16px rgba(0,0,0,.15)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:8px;padding:14px 8px;color:#fff;text-decoration:none;font-weight:700}
  .callbar a:first-child{background:var(--gold)}
  .callbar a:last-child{background:#25D366}
  .callbar svg{width:20px;height:20px}
}
@media (max-width:520px){
  .trust ul{grid-template-columns:1fr}
  .topbar .hide-sm{display:none}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.card h2{font-size:1.45rem;margin-bottom:.35em}